Newcomer deals

Banking, transfers, credit, and insurance links that are actually useful after landing. Read the issuer's own terms before you apply.

The five working tools stay on Tools. Some links may pay a commission. That does not change the official rule on the guide pages.

Housing

Airbnb, Landing Stays

Landing Trips

Book your first weeks in Canada for soft landing trips or temporary housing while you search for something permanent.

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Credit Card

Amex Cobalt Card

Best Rewards

One of the strongest Canadian rewards cards for food, transit, and daily spend, with a welcome bonus pathway.

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Tools

Smallpdf

Free Tool

Merge, compress, and convert PDFs for immigration applications and supporting-document uploads.

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Banking

RBC Newcomer Banking

Most Popular

A common newcomer banking option with easy setup, brand familiarity, and dedicated newcomer support.

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EQ Bank

Best Rates

A no-fee digital banking option with strong savings rates and a cleaner savings experience.

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Transfers

Wise

Recommended

A strong default for international transfers with transparent fees and better exchange-rate handling.

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Investing

Wealthsimple

Commission-free investing for stocks, ETFs, and crypto with a beginner-friendly experience.

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Insurance

RBC Insurance

Health, dental, and travel insurance options that fit many newcomer arrival scenarios.

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Blue Cross

Budget Option

A practical budget option for health and travel coverage while waiting for provincial health coverage.

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Bitcoin

Bitcoin Well

Self-Custody

A Canadian self-custody-focused route for buying Bitcoin directly to your own wallet.

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Credit

KOHO Mastercard

Build Credit

A simple way to start building Canadian credit history with a lower-friction onboarding path.

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Business

Venn

For Business

Modern business banking and expense management for Canadian startups and small businesses.

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Disclosure: Some links on this page may be affiliate links. We only list things we would still recommend if the commission disappeared.